Who we HELP and what Problems we Solve…?
"Tailored Financial Solutions for Your Unique Journey"
Acknowledged as one of Ireland's premier authorities on _________, _________ and retirement Pension strategies, OLFP is dedicated to maximising your lifestyle and retirement income.
Whether you're a professional looking to build your dream future,
A business owner aiming to secure your family's well-being, or a soon-to-be retiree eager to explore new passions, we're here to help you turn those wants into reality.
Our experienced team is dedicated to providing personalised financial solutions tailored to your specific needs and goals. We'll work closely with you to create a comprehensive plan that empowers you to take control of your finances, so you can live the life you've always envisioned.
Let us help you discover what you truly want financially and create a roadmap to achieve those aspirations, all while enjoying the peace of mind that comes with a secure future.
Together, we'll transform your financial wants into a concrete plan of action, bringing you closer to the life you've always dreamed of living.
Young Starters & Growing Families
At O'Leary Financial Planning, we understand that as a young starter or a growing family, you're juggling a lot of responsibilities while trying to build a solid foundation for your financial future.
We're here to help you navigate the unique challenges that come with this exciting stage of life, whether you're just starting your career, getting married, trying to get ahead financially or welcoming a new member to your family.
You'll know this is you if you're a young professional, newlywed, or parent with growing children, striving to balance your day-to-day expenses with your long-term financial aspirations.
You may be focused on paying off student loans, saving for your first home, starting a family, or ensuring you have a cushion for life's unexpected twists and turns.
Common challenges and concerns:
Managing student loan debt while trying to save for the future
Balancing the costs of starting a family with other financial priorities
Saving for a down payment on your first home in a competitive market
Creating a budget that accounts for both short-term needs and long-term goals
Protecting your growing family's financial security in case of unforeseen events
Navigating the financial implications of getting married or starting a family
How we help people in that situation:
Our knowledgeable team at O'Leary Financial Planning will work closely with you to develop a personalised financial plan that addresses your unique needs and aspirations.
We'll help you:
Create a comprehensive budget that balances your current expenses with your future goals
Develop a strategic plan to pay off your student loans while still saving for other priorities
Identify the most effective ways to save for your first home purchase
Implement financial protection measures, such as insurance and emergency funds, to safeguard your growing family
Optimise your savings and investments to make the most of your money at every stage of your journey
Navigate the financial aspects of major life milestones, such as getting married or having children
As a young starter or growing family, you have a bright future ahead of you, filled with endless possibilities.
At O'Leary Financial Planning, we're dedicated to being your trusted guide and partner as you embark on this exciting journey.
With our expert advice and unwavering support, you can confidently make informed financial decisions that will set you and your loved ones up for success, both now and in the years to come.
Let us help you transform your financial dreams into a tangible reality, so you can focus on savouring the joys and milestones of this incredible chapter in your life.
Financially Focused &
Wealth Accumulators
At O'Leary Financial Planning, we recognise that as a financially focused individual and wealth accumulator, your primary aim is to make the most of your peak earning years while building a robust financial portfolio.
We're here to help you navigate the complexities of wealth accumulation, from maximising your savings and investments to minimising your tax liabilities, ensuring that you're on track to achieve your long-term financial objectives.
You'll know this is you if you're a professional or business owner in your 30s or early 40s, focused on increasing your net worth and securing your financial future.
You may be concentrating on advancing your career, expanding your business, or exploring new investment opportunities to grow your wealth.
Common challenges and concerns:
Optimising your savings and investment strategies to maximise returns
Minimising your tax liabilities to keep more of your hard-earned money
Balancing wealth accumulation with other financial priorities, such as buying a home or starting a family
Navigating the complexities of investment markets and making informed decisions
Protecting your assets and income from potential risks and liabilities
Planning for the future while still enjoying your current lifestyle
How we help people in that situation:
Our skilled team at O'Leary Financial Planning will work closely with you to craft a personalised wealth accumulation strategy that aligns with your unique goals and circumstances.
We'll help you:
Identify the most effective savings and investment vehicles to grow your wealth
Implement tax optimisation strategies to minimise your liabilities and maximise your returns
Strike the right balance between wealth accumulation and other financial priorities
Make informed investment decisions based on your risk tolerance and long-term objectives
Protect your assets and income through strategic risk management and insurance solutions
Create a comprehensive financial plan that accounts for your current lifestyle and future aspirations
As a financially focused individual and wealth accumulator, you have the power to shape your financial destiny and create the life you've always envisioned.
At O'Leary Financial Planning, we're committed to being your trusted partner and advisor, providing you with the guidance and support you need to make your financial dreams a reality.
With our expertise and personalised approach, you can confidently navigate the complexities of wealth accumulation and take control of your financial future.
Let us help you turn your financial focus into tangible wealth, so you can enjoy the peace of mind that comes with knowing you're on the path to lasting prosperity.
Career Professionals & Business Builders
At O'Leary Financial Planning, we understand that as a career professional or business builder, your financial needs and aspirations are as unique as your career path.
Whether you're climbing the corporate ladder or building your own empire, we're here to help you navigate the financial complexities that come with your success.
You'll know this is you if you're a driven professional or ambitious entrepreneur, focused on making your mark in your industry while creating a solid financial foundation for your future.
You may be grappling with the challenges of managing your cash flow, investing in your business, or ensuring your personal finances are in order as you pursue your professional goals.
Common challenges and concerns:
Balancing the demands of your career or business with your personal financial planning
Managing cash flow and budgeting effectively to support your professional growth
Investing in your business while still saving for your long-term financial goals
Navigating the tax implications of your career or business decisions
Ensure your income and assets are protected providing financial stability with comprehensive risk protection insurance
Planning for retirement and other major life milestones while focusing on your career or business
How we help people in that situation:
Our experienced team at O'Leary Financial Planning will work closely with you to develop a comprehensive financial plan that supports your professional ambitions and personal financial well-being.
We'll help you:
Create a budget and cash flow management system that aligns with your career or business needs
Identify the most effective investment strategies to grow your wealth while supporting your professional goals
Optimise your tax planning to minimise liabilities and maximise your financial gains
Implement risk management solutions to protect your income and assets from potential setbacks
Plan for retirement and other major life milestones without compromising your career or business growth
Make informed financial decisions that support your professional success and personal prosperity
As a career professional or business builder, you've worked hard to achieve your success, and your financial planning should reflect your unique needs and aspirations.
At O'Leary Financial Planning, we're dedicated to being your trusted financial partner, providing you with the expert guidance and personalised solutions you need to thrive both professionally and personally.
With our support and strategic planning, you can confidently pursue your career or business goals while building a strong financial foundation for your future.
Let us help you align your professional success with your personal financial prosperity, so you can enjoy the rewards of your hard work and dedication for years to come.
Autonomous Over 50's &
Independent Empty Nesters:
At O'Leary Financial Planning, we recognise that as an autonomous over 50 or independent empty nester, you're entering a new and exciting chapter in your life.
With your children grown and your career reaching its peak, now is the time to focus on your own financial independence and long-term security.
We're here to help you navigate this crucial stage, ensuring that you have the financial freedom to pursue your passions, support your loved ones, and enjoy the lifestyle you've worked so hard to achieve.
You'll know this is you if you're in your late 40s to early 60s, with a successful career or business, and you're ready to take control of your financial future as you look ahead to retirement.
You may be focused on maximising your pension contributions, managing your investments, or ensuring that you have a solid plan in place to support your desired lifestyle in the years to come.
Common challenges and concerns:
Ensuring you have sufficient retirement savings to maintain your desired lifestyle
Maximising your pension contributions and optimising your investment portfolio
Navigating the complexities of tax planning to minimise liabilities and preserve your wealth
Managing the financial implications of your children leaving home (including potential financial assistance…) or supporting ageing parents
Protect your financial independence and preserve your wealth with tailored risk protection insurance
Solidify your assets and legacy for future generations
Balancing your financial responsibilities with your desire to enjoy your newfound freedom and pursue your passions
How we help people in that situation:
Our knowledgeable team at O'Leary Financial Planning will work closely with you to develop a comprehensive financial plan that empowers you to enjoy your autonomy and independence with confidence and peace of mind.
We'll help you:
Assess your current financial situation and develop a clear roadmap to reach your retirement goals
Optimise your pension contributions and investment strategies to maximise your wealth
Implement effective tax planning strategies to minimise liabilities and preserve your hard-earned assets
Navigate the financial implications of your changing family dynamics and responsibilities
Protect your financial independence and preserve your wealth with tailored risk protection coverage
Create a robust estate plan to protect your legacy and ensure a smooth transfer of wealth to future generations
Strike the right balance between enjoying financial autonomy and securing your financial future
As an autonomous over 50 or independent empty nester, you've entered a new phase of life filled with exciting possibilities and financial opportunities.
At O'Leary Financial Planning, we're committed to being your trusted financial partner, providing you with the expert guidance and personalised solutions you need to make the most of this incredible chapter.
With our support and strategic planning, you can confidently embrace your autonomy and independence, knowing that your financial future is secure.
Retirement Ready & Transition Planners:
At O'Leary Financial Planning, we understand that as a retirement-ready individual or planning your transition into retirement, you're on the cusp of a monumental shift in your life.
As you approach the end of your working life or professional career, and prepare to embark on your well-deserved retirement, we're here to help you navigate the financial complexities and emotional challenges that come with this significant transition.
You'll know this is you if you're in your 60s or early 70s, at the peak of your career, and ready to start planning for your retirement. You've worked hard to build a successful career and accumulate wealth, but you’re ready to enjoy the retirement lifestyle you’ve worked so hard to achieve and it's time to ensure that your financial plan supports the lifestyle.
This is what you’ve envisioned for years now, and it’s finally within sight.
You may be focused on maximising your retirement income, optimising your investment portfolio and pension fund, or ensuring that you have a solid plan in place to manage your healthcare costs and potential long-term care needs.
Common challenges and concerns:
Ensuring you have sufficient retirement income to support your desired lifestyle
Optimising your investment portfolio to balance growth and stability in retirement
Navigating the complexities of pension drawdown and tax planning to maximise your income
Safeguard your retirement income and protect your loved ones with appropriate risk protection strategies
Managing healthcare costs and potential long-term care needs in retirement costs and potential long-term care needs in retirement
Adapting to the emotional and psychological challenges of transitioning from work life to retirement
Balancing your desire to enjoy your retirement with the need to make your savings last
How we help people in that situation:
Our experienced team at O'Leary Financial Planning will work closely with you to develop a comprehensive retirement plan that empowers you to transition into this new phase of life with confidence and peace of mind.
We'll help you:
Assess your current financial situation and develop a clear roadmap to reach your retirement goals
Create a retirement income strategy that maximises your pension benefits and other sources of income
Optimise your investment portfolio to ensure a balance of growth and stability in retirement
Implement effective tax planning strategies to minimise liabilities and maximise your retirement income
Plan for healthcare costs and potential long-term care needs to protect your wealth and well-being
Provide guidance and support as you navigate the emotional and psychological challenges of transitioning to retirement
You're on the brink of an exciting new chapter in your life, filled with opportunities to pursue your passions and enjoy the fruits of your labour. You need to make sure that you will have the financial means to support it!
At O'Leary Financial Planning, we're committed to being your trusted financial partner, providing you with the expert guidance and personalised solutions you need to make the most of your retirement years.
With our support and strategic planning, you can confidently transition into retirement, knowing that your financial future is secure, and your dreams are within reach.
Let us help you align your retirement planning with your personal aspirations, so you can embrace this new phase of life with enthusiasm and peace of mind.
Legacy Builders & Wealth Preservers:
At O'Leary Financial Planning, we recognise that as a legacy builder and wealth preserver, your primary focus is on ensuring that your hard-earned wealth is protected, preserved, and passed on to future generations. With decades of financial success behind you, now is the time to focus on crafting a lasting legacy that reflects your values and supports your loved ones for years to come.
We're here to help you navigate the complex landscape of estate planning, tax-effective wealth preservation, and intergenerational wealth transfer, ensuring that your financial legacy is secure, and your wishes are fulfilled.
You'll know this is you if you're in your 70s or beyond, with a successful career or business behind you, and you're ready to focus on preserving your wealth and building a lasting legacy for your family.
You may be concerned about maintaining your capital, accessing government assistance and healthcare benefits, planning for potential aged care needs, or ensuring a smooth and tax-effective transfer of wealth to your beneficiaries.
Common challenges and concerns:
Preserving your wealth and maintaining your capital in retirement
Ensuring a stable, tax-effective income stream to support your lifestyle
Navigating the complexities of government assistance programs and healthcare benefits
Planning for potential aged care needs and managing associated costs
Developing a comprehensive estate plan that reflects your wishes and minimises tax liabilities
Facilitating a smooth and tax-effective intergenerational wealth transfer to your beneficiaries
How we help people in that situation:
Our knowledgeable team at O'Leary Financial Planning will work closely with you to develop a comprehensive wealth preservation and legacy planning strategy that aligns with your unique needs and aspirations.
We'll help you:
Implement strategies to preserve your wealth and maintain your capital in retirement
Optimise your income streams to ensure a stable, tax-effective cash flow
Navigate the complexities of government assistance programs and healthcare benefits to maximise your entitlements
Plan for potential aged care needs and develop a strategy to manage associated costs
Ensure the smooth transfer of your wealth to future generations with strategic risk protection insurance, including life, estate tax, and long-term care coverage.
Craft a comprehensive estate plan that reflects your wishes, minimises tax liabilities, and ensures a smooth transfer of wealth to your beneficiaries
Facilitate effective intergenerational wealth transfer and provide ongoing support to your beneficiaries
As a legacy builder and wealth preserver, you've spent a lifetime creating a financial legacy that reflects your values and supports your loved ones.
At O'Leary Financial Planning, we're committed to being your trusted financial partner, providing you with the expert guidance and personalised solutions you need to protect your wealth, build your legacy, and ensure a lasting impact for generations to come.
With our support and strategic planning, you can confidently navigate the complexities of wealth preservation and legacy building, knowing that your financial legacy is secure, and your wishes will be fulfilled.
Let us help you craft a lasting financial legacy that reflects your values, supports your loved ones, and ensures that your wealth continues to make a positive impact for generations to come.
Disclaimer: The information on this website is general in nature and not tailored to your specific financial situation. Before acting on any information, consider your
circumstances and seek appropriate advice. The website discusses certain advice strategies and products and may not include all available options.
O'Leary Insurances Life & Pensions (Galway) Ltd T/A O’Leary Financial Planning is regulated by the Central Bank of Ireland. Company Registration Number – 320878.
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