By Mary Burke BA (HONS), QFA RPA A couple I worked with not long ago had everything a financial planning textbook would applaud – no debt, solid pensions, a clear estate plan. Yet when it came to stepping away from work, the question wasn’t “how much”, it was “what now?” It’s a moment we […]
Stop Asking “Will I Have Enough?” Read More »
By Cleona Kinahan M.SC CFP® QFA FLIA After more than two decades in financial planning, one thing has become clear: the biggest influence on wealth isn’t the market – it’s behaviour. Money decisions are never just about numbers. They’re shaped by emotion, habit, and the stories we tell ourselves about what money means. These
Why We Do What We Do With Money Read More »
By Caroline Hartigan BFS CFP® QFA If you’re in your 30s or early 40s and building wealth at pace – growing a business, scaling your career, investing smart – chances are you’ve had that creeping thought: Should I be doing more to prepare for retirement? You wouldn’t be alone. For many financially focused individuals,
Retirement Planning for Wealth Accumulators in Ireland Read More »
By Caroline Hartigan BFS CFP® QFA In today’s career landscape, the concept of a “job for life” has largely disappeared. For professionals in their peak earning years (late 40’s, 50’s and early 60’s), this often means accumulating multiple pension pots from different employers throughout their career. While having several pension arrangements isn’t necessarily problematic, many financially-focused
Taking Control of Your Pension Future Read More »
By Mary Burke BA (HONS), QFA RPA Passing on your wealth to loved ones should bring peace of mind, not confusion or unnecessary tax burdens. Effective estate planning secures your family’s future while reducing unnecessary complications. The key for you is to protect what matters most and ensure that your hard-earned assets are transferred
The Essential Guide to Estate Planning and Asset Transfer in Ireland… Read More »
By Cleona Kinahan M.Sc CFP® As January draws to a close, it’s time to reflect on your plans for the year ahead. Are your finances where you’d like them to be? While business growth is crucial, finding the right balance between reinvestment and personal financial security is equally important. Understanding how to extract value
Make 2025 Your Year of Financial Clarity… Read More »
By Cleona Kinahan M.Sc CFP® QFA FLIA “Schools teach you how to work for money, but don’t teach how to make it work for you.” — Robert Kiyosaki 1. Spend less than you earn This is a discipline. In order to achieve this goal, you have to know where your money is going each
10 Things about Money You Weren’t Taught at School… Read More »
“You don’t marry someone you can live with… You marry someone you can’t live without” – unknown Ok so it’s not the most romantic reason for a proposal, but there are many financial and practical reasons to tie the knot. As well as the joy of sharing your life with the love of your
5 financial reasons to say “I do”… Read More »
GET FINANCIALLY FIT for 2024!!! It’s time to improve your overall financial knowledge Get clear on your options. Taking the time to understand your current financial position will help you identify the challenges that you may face (both now and in the future). The sooner you identify these, the sooner you can remedy them
10 Reasons to Jump Start Your Financial Future… Read More »
To what degree do you expect the business to form part of your assets? How do you view your business in the context of your overall financial goals? You might find that relying on your business to fund your retirement restricts your options for the future… Building and maintaining a new business
Personal Financial Planning for Business Owners Read More »