By Cleona Kinahan M.Sc CFP® QFA FLIA 1. Spend less than you earn – This is a discipline. In order to achieve this goal, you have to know where your money is going each month. Everyone hates the word Budget but given that we all work so hard for our paycheck, taking a little …
10 Things about Money You Weren’t Taught at School… Read More »
By Cleona Kinahan M.Sc CFP® QFA FLIA Did the Property crash in 2009 effect you? Have you suffered CGT losses in the past that you have forgotten about? Have you ever crystalised a loss on bank shares? Or any shares for that matter? For so many clients, these losses are just a reminder of …
You lose some, you win some… Offset your investment losses against Capital Gains Tax Read More »
Not a bad mantra if you want to start saving, but what then? What are you saving for? Why are you saving? There’s no point in having money if you’re not going to spend it at some stage. Money doesn’t buy you happiness, but neither does being broke! So where do you begin? What …
What’s a “Bear Market”? A bear market happens when widespread pessimism leads to falling stock prices. During a bear market, prices tend to fall by a significant amount over an extended period of time which, according to the Wall Street rule of thumb, is usually when stock prices fall by 20% or more. This is …
When pursuing long-term financial goals such as saving for retirement or for your child’s education a regular savings plan can provide many potential benefits to investors. However, interest rates being what they are at the moment do not allow for much growth in your savings. To improve the chances of a better return on your …
How can you improve your long-term investment opportunities in a volatile stock market. Read More »