The humanitarian crisis unfolding in Ukraine is devastating and extremely distressing. The impact of the Russian invasion of Ukraine has unnerved global markets. Investors worried about recent events and the movement of the markets should not be quick to react. They need to hold tight… now is not the time to get out. There …
Keeping perspective during stock market volatility Read More »
Warren Buffet once said, ‘the stock market is designed to transfer money from the active to the patient’. This year, 2022, this advice will be extremely relevant! Covid 19 has had a severe impact on our economy over the past 2 years. 2021 was tough for many businesses not least hospitality. Many small businesses …
When pursuing long-term financial goals such as saving for retirement or for your child’s education a regular savings plan can provide many potential benefits to investors. However, interest rates being what they are at the moment do not allow for much growth in your savings. So, how can you improve your investment opportunities long-term in …
How can you improve your long-term investment opportunities in a volatile stock market. Read More »
Euro saved is a Euro earned! So the saying goes, but thanks to inflation the value of that Euro saved could be a lot less than when you earned it, over time. The obvious impact of inflation on your savings is that your purchasing power is eroding. This means that if you stash €100 under …
The Impact of Inflation on Your Savings & Investments Read More »
By Cleona Kinahan M.Sc CFP® QFA FLIA “Schools teach you how to work for money, but don’t teach how to make it work for you.” — Robert Kiyosaki 1. Spend less than you earn This is a discipline. In order to achieve this goal, you have to know where your money is going each …
10 Things about Money You Weren’t Taught at School… Read More »
By Cleona Kinahan M.Sc CFP® QFA FLIA Did the Property crash in 2009 affect you? Have you suffered CGT losses in the past that you have forgotten about? Have you ever crystalised a loss on bank shares? Or any shares for that matter? Offset your investment losses against current gains to reduce your tax liability. …
You lose some, you win some… Offset your investment losses against Capital Gains Tax Read More »
“The quickest way to double your money is to fold it in half & put it back in your pocket” – Not a bad mantra if you want to start saving, but what then? What are you saving for? Why are you saving? There’s no point in having money if you’re not going to spend …