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By Cleona Kinahan M.Sc CFP® QFA FLIA “Schools teach you how to work for money, but don’t teach how to make it work for you.” — Robert Kiyosaki 1. Spend less than you earn This is a discipline. In order to achieve this goal, you have to know where your money is going each […]
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“You don’t marry someone you can live with… You marry someone you can’t live without” – unknown Ok so it’s not the most romantic reason for a proposal, but there are many financial and practical reasons to tie the knot. As well as the joy of sharing your life with the love of your […]
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Only a few weeks to the end of 2020 and what a strange year it’s been, for all of us. It’s been a year like no other – full of uncertainty and huge changes for businesses, as well as heart-warming generosity and kindness. Businesses have struggled and businesses have thrived. Some people have welcomed the […]
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When it comes to protecting yourself and your family the most important thing is to get the facts and take the mystery out of your financial protection once and for all. Most people are surprised at how financially exposed they are and the right life insurance policy at the right price can be critical at […]
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By Cleona Kinahan M.Sc CFP® QFA FLIA Did the Property crash in 2009 affect you? Have you suffered CGT losses in the past that you have forgotten about? Have you ever crystalised a loss on bank shares? Or any shares for that matter? Offset your investment losses against current gains to reduce your tax liability. […]
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Help your Savings go Further When it comes to your child’s future you want to give them every opportunity possible. When it comes to their education you need to ensure you have enough to support them through their college years. Therefore, with a range of saving & investment options to suit your particular needs O’Leary Financial […]
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by Cleona Kinahan M.Sc CFP® QFA FLIA Many of us were brought up to believe Cash is King! that the best way to save money was in your deposit account. Some of you might even be old enough to remember the bank account book that was manually updated when you made a lodgement or […]
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Covid19 has had a profound impact on businesses around the world. While we’re all looking forward to life after lockdown this “new normal” is proving a challenge for many businesses. Business owners may find that they need to adjust and reassess their finances, their way of doing business, and how they operate going forward. For […]
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“The quickest way to double your money is to fold it in half & put it back in your pocket” – Not a bad mantra if you want to start saving, but what then? What are you saving for? Why are you saving? There’s no point in having money if you’re not going to spend […]
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Cleona Kinahan, M.Sc CFP® QFA FLIA So, how is your pension affected by the current crisis… These last few weeks may have been a time of extreme financial worry for many. At O’Leary Financial Planning we are available to help answer your queries on your financial plans, budget, or just general money queries. You […]
Read MoreAll content provided in the above blog posts is intended for information purposes only and should not be interpreted as financial advice. You should always obtain your own independent financial and legal advice based on your own particular circumstances, before entering any financial contract.