By Cleona Kinahan M.SC CFP® QFA FLIA After more than two decades in financial planning, one thing has become clear: the biggest influence on wealth isn’t the market – it’s behaviour. Money decisions are never just about numbers. They’re shaped by emotion, habit, and the stories we tell ourselves about what money means. These […]
Why We Do What We Do With Money Read More »
By Mary Burke BA (HONS), QFA RPA If you’re in your 40s, 50s or early 60s, there’s a good chance your financial life has become more complex than you expected – even if you’ve done well for yourself. You’ve worked hard, built up savings, perhaps bought property, maybe even grown a business. The kids
The Real ROI of Financial Planning in Ireland Read More »
By Mary Burke BA (HONS), QFA RPA You’re sitting at your kitchen table on a Sunday evening, laptop open, staring at your pension dashboard. The numbers look good on paper, but there’s something still nagging at you… The spreadsheets show progress. The pension’s growing. The investments are performing. But you still catch yourself wondering:
Why Smart Professionals Make Poor Financial Decisions Read More »
By Cleona Kinahan M.Sc CFP® You’re sitting at your desk, laptop open, staring at yet another retirement calculator. The numbers look good on paper, but something feels off. Despite your success, despite the growing investment portfolio and the healthy pension contributions, there’s this nagging voice asking: “Am I actually ready for this?” In this
Why Retirement Planning Ireland is More Than Just Numbers Read More »
By Cleona Kinahan M.Sc CFP® Smart investing in Ireland isn’t about chasing trends – it’s about building momentum through strategy, consistency, and clarity. For financially focused professionals and business owners, it’s less about what you invest in and more about how you approach it. You’re not just seeking returns – you’re looking for control,
Smart Investing in Ireland: The Real Story for Wealth Accumulators Read More »
By Caroline Hartigan BFS CFP® QFA In today’s career landscape, the concept of a “job for life” has largely disappeared. For professionals in their peak earning years (late 40’s, 50’s and early 60’s), this often means accumulating multiple pension pots from different employers throughout their career. While having several pension arrangements isn’t necessarily problematic, many financially-focused
Taking Control of Your Pension Future Read More »
By Mary Burke BA (HONS), QFA RPA Passing on your wealth to loved ones should bring peace of mind, not confusion or unnecessary tax burdens. Effective estate planning secures your family’s future while reducing unnecessary complications. The key for you is to protect what matters most and ensure that your hard-earned assets are transferred
The Essential Guide to Estate Planning and Asset Transfer in Ireland… Read More »
By Cleona Kinahan M.Sc CFP® As January draws to a close, it’s time to reflect on your plans for the year ahead. Are your finances where you’d like them to be? While business growth is crucial, finding the right balance between reinvestment and personal financial security is equally important. Understanding how to extract value
Make 2025 Your Year of Financial Clarity… Read More »
In the dynamic landscape of business ownership, planning for the future is essential. One often-overlooked aspect of financial planning for business owners is corporate savings. Corporate savings represent a valuable tool for business owners seeking to enhance financial resilience, optimize tax efficiency, and secure long-term prosperity. Only withdrawals, surrenders, maturities, assignments, events every eight
Personal Financial Planning is not always a priority for business owners, company directors and those in senior positions. Increasingly busy schedules and demanding responsibilities often mean retirement planning is put on the back burner. You’re losing out on significant tax relief on retirement savings and investment opportunities by not prioritising your retirement. Your pension should
Changes to the Finance Act 2022 that could greatly benefit your Retirement Plan Read More »