By Caroline Hartigan BFS CFP® QFA Here’s something the financial planning industry in Ireland doesn’t say nearly enough. A technically perfect retirement plan can still leave a person miserable. We’ve seen it. A well-funded ARF, a clear drawdown strategy, income mapped out to the euro – and someone sitting across from us six months into retirement […]
What Happens to You When Work Stops Read More »
By Cleona Kinahan M.SC CFP® QFA FLIA Here’s what nobody tells you about the hidden phases of retirement planning: retirement isn’t failing because people don’t have enough money. It fails because they’re using a one-size-fits-all plan for a 30-year journey with four completely different financial terrains. The financial services industry sells retirement as a single
The 4 Hidden Phases of Retirement Nobody Talks About Read More »
By Caroline Hartigan BFS CFP® QFA Most people approaching retirement planning Ireland aren’t short on information. What they lack is certainty. They’ve built pensions. They’ve saved consistently. Many have cleared debts and reached a point where, on paper, things look fine. Yet a low-level sense of unease often hangs around. Decisions feel heavier than expected.
How Much Is Peace of Mind Worth in Retirement? Read More »
By Mary Burke BA (HONS), QFA RPA If you’re in your 40s, 50s or early 60s, there’s a good chance your financial life has become more complex than you expected – even if you’ve done well for yourself. You’ve worked hard, built up savings, perhaps bought property, maybe even grown a business. The kids
The Real ROI of Financial Planning in Ireland Read More »
By Cleona Kinahan M.SC CFP® QFA FLIA Can I be honest for a moment… – ‘retirement’ feels like the wrong word for what’s next, doesn’t it? For many of our clients in their 50s and 60s, retirement isn’t about stopping. It’s about redesigning. Shifting from building wealth to making your money work for you.
Financial Planning Over 50 – Don’t Plan for Retirement. Plan for Life. Read More »
By Mary Burke BA (HONS), QFA RPA You’re sitting at your kitchen table on a Sunday evening, laptop open, staring at your pension dashboard. The numbers look good on paper, but there’s something still nagging at you… The spreadsheets show progress. The pension’s growing. The investments are performing. But you still catch yourself wondering:
Why Smart Professionals Make Poor Financial Decisions Read More »
By Cleona Kinahan M.Sc CFP® You’re sitting at your desk, laptop open, staring at yet another retirement calculator. The numbers look good on paper, but something feels off. Despite your success, despite the growing investment portfolio and the healthy pension contributions, there’s this nagging voice asking: “Am I actually ready for this?” In this
Why Retirement Planning Ireland is More Than Just Numbers Read More »
By Cleona Kinahan M.Sc CFP® Smart investing in Ireland isn’t about chasing trends – it’s about building momentum through strategy, consistency, and clarity. For financially focused professionals and business owners, it’s less about what you invest in and more about how you approach it. You’re not just seeking returns – you’re looking for control,
Smart Investing in Ireland: The Real Story for Wealth Accumulators Read More »