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What Happens to You When Work Stops

By Caroline Hartigan BFS CFP® QFA Here’s something the financial planning industry in Ireland doesn’t say nearly enough. A technically perfect retirement plan can still leave a person miserable. We’ve seen it. A well-funded ARF, a clear drawdown strategy, income mapped out to the euro – and someone sitting across from us six months into retirement […]

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Stop Asking “Will I Have Enough?”

By Mary Burke BA (HONS), QFA RPA A couple I worked with not long ago had everything a financial planning textbook would applaud – no debt, solid pensions, a clear estate plan. Yet when it came to stepping away from work, the question wasn’t “how much”, it was “what now?” It’s a moment we