This statement is true for any aspect of your life, but none more appropriate than your finances. Have you been overspending lately? Do you need to start saving a little bit more? The first thing to do is record ALL your spending by writing it down in a notebook for one month. If you …
When pursuing long-term financial goals such as saving for retirement or for your child’s education a regular savings plan can provide many potential benefits to investors. However, interest rates being what they are at the moment do not allow for much growth in your savings. To improve the chances of a better return on your …
How can you improve your long-term investment opportunities in a volatile stock market. Read More »
It’s that wonderful time of year again when the evenings are getting longer, the days are getting warmer, and there’s a great sense of optimism… we live in hope of a warm, dry summer! Spring is a time of new beginnings, and a great time to try and make changes to your financial routine …
By Jim Power The Global Economy in 2018 The international growth momentum is quite vibrant as we ended 2017 and the outlook for the global economy in 2018 looks quite promising. The US economy should continue to expand at a rapid pace, the outlook for the emerging economies looks positive, and as 2017 …
Taking the time to draw up a plan for your estate can prove to be one of the greatest legacies you will leave your loved ones. A plan clearly setting out what you’re wishes are and where your most important documents are kept can make it easier for your loved ones and take the stress …
A financial adviser’s job is to analyse your finances, assess your options for investment, explain the risks levels and help you finance your future. Their focus is to identify and protect what’s most important to you in life while helping you to build up savings in the most tax efficient way to meet your specific …
Why it’s important to protect your Income Your income is your most valuable asset yet according to Aviva’s 2017 Report on Protecting Our Families less than 50% of people have taken steps to protect it. Too many people, could find themselves financially vulnerable if they lost their main source of income. While it’s not something any …
Deciding on the type of pension for you, deciding when and how much to invest in a pension is one of the most important decisions you are ever likely to make. It’s so important to start making some provisions now for your retirement. Here a just a few tips on how to start on your …
Checklist of things to do when you near retirement It’s a good idea to start planning when you’re nearing retirement age. Here is a list of things to work on now before you retire: Find your paperwork. Old pensions from previous employers, life cover, current investments, pensions. Some people are very organised and know …
You are dealing with an experienced, professional adviser whom you can trust. You are listened to without any hidden objectives or agenda i.e. there is no business linked to the advice process which is the case in many banks. Your adviser is fully contactable. That your family will always be ok. …