News

Are you planning to give a gift of money or other assets to someone other than your spouse or civil partner in the future?

February 7, 2019

Are you aware that the person receiving the gift may be subject to Capital Acquisitions Tax (CAT)?   If you want your beneficiaries to avoid a hefty tax liability, should you decide to pass on your assets during your lifetime, you can set up a Section 73 Savings Policy, recognised by Revenue, to pay this […]

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Transferring your UK Pension to Ireland

January 24, 2019

If you live in Ireland but have a British pension or investment now is a good time to review them and consider whether or not to transfer your UK pension to Ireland. As with everything there are pros and cons but the benefit of this will depend on the type of pension you have.   […]

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Company Owners avoid the 20% surcharge on your reserves

January 23, 2019

Irish companies which are “close” companies are liable to pay a 20% surcharge each year on any investment income (or deposit income) which is not distributed.   A “close” company is a business which is controlled by 5 or fewer participators (i.e. a person who has an interest in the income or capital of a […]

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What does a Bear Market mean for Investors?

November 26, 2018

What’s a “Bear Market”? A bear market happens when widespread pessimism leads to falling stock prices. During a bear market, prices tend to fall by a significant amount over an extended period of time which, according to the Wall Street rule of thumb, is usually when stock prices fall by 20% or more. This is […]

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Are you ready to retire – Part 2

November 16, 2018

How can you prepare for life after work?   If you can, take control of when you retire It’s a good idea to think about when you when to retire or what season to retire. Apparently, the best season to leave the workplace is in spring or summer. It makes sense! It’s easier to be […]

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Are you ready to retire – Part 1

November 16, 2018

There’s been a lot in the media of late about Pensions and the state of the nation’s pension pot. While financial security is crucial for a successful retirement, make sure you don’t neglect the non-financial considerations that make for a happy retirement. You might want to retire before your 65, you might want to retire […]

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Rebuilding your finances after divorce / death

October 23, 2018

This is likely to be an extremely difficult time in your life and potentially you are managing your finances for the first time. Firstly the best advice we can give you is to start today; no more procrastinating. The first step is sometimes the most difficult to take.   Make a list of your short […]

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Your People. Your Business. Seminar Thursday 27th September 2018 from 2pm, Galmont Hotel Galway.

September 19, 2018

O’Leary Financial Planning recognises that as a business owner it can be hard to stay on top of the key employment issues affecting your business, so we’d like to invite you to our Employment Seminar on the 27th September.   Your People. Your Business. Takes place at the Galmont Hotel, Lough Atalia, Galway on Thursday […]

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Sell in May and go away? Probably not!

August 28, 2018

By Jim Power   There is an old adage in equity markets that one should ‘sell in May and go away’. This is predicated on the view that one would be sensible to get out of equity markets at the end of May and buy back at the end of the Summer holidays in early […]

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Financial Tips for Soon to be Parents

July 4, 2018

Starting a family is a wonderful and exciting chapter in anyone’s life, but it also means adjusting to a whole new lifestyle, so a little planning can go a long way towards helping you remain in control of your money. The birth of your first child can put your financial plans awry if you don’t […]

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All content provided in the above blog posts is intended for information purposes only and should not be interpreted as financial advice. You should always obtain your own independent financial and legal advice based on your own particular circumstances, before entering any financial contract.