News

Financial Tips for Business Owners

June 21, 2019

Some of the key questions for any company director or business owner to consider include; to what degree do you expect the business to form part of your assets? How do you view your business in the context of your overall financial goals?   Many small business owners are often too focused on growing and […]

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Ethical Investments

May 16, 2019

Investment priorities are changing. With growing concern over climate change, worker’s rights and greater sustainability, the need for alternative environmental and socially conscious investment opportunities are greater than ever. Once seen as a niche investment strategy ethical investing has become much more acceptable to investors in recent years. While central to any investment is a […]

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Inheritance Tax Planning

May 16, 2019

Anyone who owns property or other assets should make a Will. A Will ensures that your assets are distributed according to your wishes but also, and maybe more importantly, your family is spared a complicated and drawn-out administration of your estate as set out by the Succession Act 1965. Dying intestate (without making a Will) means that your personal representative, often a […]

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Love & Marriage: 7 Financial Reasons to Tie the Knot

April 30, 2019

Married couples can share tax credits if one person earns less than the other. You can be taxed as one unit and allowed some tax concessions not used by one spouse to be transferred to the other. The standard tax cut-off point is €44,300 for a married couple (€35,300 if your single/co-habiting).  If both partners […]

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Tax Treatments on Investments – What you should consider

February 27, 2019

By Cleona Kinahan M.Sc CFP® QFA FLIA   No matter what type of savings or investment account you have your money in chances are you’ll be liable for some level of tax on any gains made on your investment – Dirt; Stamp Duty; Capital Gains Tax; Exit Tax. Whether you think of yourself as an Investor […]

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Are you planning to give a gift of money or other assets to someone other than your spouse or civil partner in the future?

February 7, 2019

Are you aware that the person receiving the gift may be subject to Capital Acquisitions Tax (CAT)?   If you want your beneficiaries to avoid a hefty tax liability, should you decide to pass on your assets during your lifetime, you can set up a Section 73 Savings Policy, recognised by Revenue, to pay this […]

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Transferring your UK Pension to Ireland

January 24, 2019

If you live in Ireland but have a British pension or investment now is a good time to review them and consider whether or not to transfer your UK pension to Ireland. As with everything there are pros and cons but the benefit of this will depend on the type of pension you have.   […]

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Company Owners avoid the 20% surcharge on your reserves

January 23, 2019

Irish companies which are “close” companies are liable to pay a 20% surcharge each year on any investment income (or deposit income) which is not distributed.   A “close” company is a business which is controlled by 5 or fewer participators (i.e. a person who has an interest in the income or capital of a […]

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What does a Bear Market mean for Investors?

November 26, 2018

What’s a “Bear Market”? A bear market happens when widespread pessimism leads to falling stock prices. During a bear market, prices tend to fall by a significant amount over an extended period of time which, according to the Wall Street rule of thumb, is usually when stock prices fall by 20% or more. This is […]

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Are you ready to retire – Part 2

November 16, 2018

How can you prepare for life after work?   If you can, take control of when you retire It’s a good idea to think about when you when to retire or what season to retire. Apparently, the best season to leave the workplace is in spring or summer. It makes sense! It’s easier to be […]

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All content provided in the above blog posts is intended for information purposes only and should not be interpreted as financial advice. You should always obtain your own independent financial and legal advice based on your own particular circumstances, before entering any financial contract.